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  IJ GEMS - Financing
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  At I.J. Gems, we provide financing through most accepted credit cards, in store lay-a-way plans, and lines of credit through Jewelry Accents & other credit lenders, all on approved credit (OAC).

Credit Cards:
 
Lay-a-Way: 20% Down, no interest for 3 months, terms thereafter
 
Lines of Credit: American General Financing
Ask about availability of Special Terms such as:
*One year interest free, equal payments.
*6 months interest free.